Money Management for the Christian Family


What would Jesus say about our modern world in regards to money? While this is a rhetorical question, it’s an important one to ponder. Seeing as how 15% of Jesus’ teachings involved money, it’s not too farfetched to surmise he wouldn’t be very happy.

Most of what Jesus taught centers around our attitudes about money. But, with the way our society is in love withmoney, reconciling the two is difficult in these modern turbulent times. This is why it’s crucial to set up a money management planfor a Christian family.

Now more than ever, it’s imperative that we keep our finances in order while aligning with the commands and teachings of God and Jesus.

Have No Fear and Do Not Worry

One of the most important of Jesus’ teachings comes from Matthew, chapter 6, lines 25 through 33. Here, he speaks about relinquishing concern over what to eat, drink, and wear. God knows we need these things and He will give them—read more from Money and the Gospel.

As this may seem easier said than done, it’s important to hold fast to your faith. If you have a concern over these things and find it difficult to let go of your worry, consider something for a moment. You are not living in accordance with natural law, which is essentially God’s law.

Keep God and Jesus in Your Finances

The point of having money is acquiring enough to pay for the things you require while being in service to God. Therefore, mind the following points from the Four Gospels about money and our obtainment of it:

  • John 10:10 – Jesus came to show thieves there is more to life than destruction, stealing, and killing. So, you should always labor at things that are honest and avoid jobs that are ruinous to others. Make a point to find work that allows you to help those in need or other positions that align with natural law.
  • Matthew 6:19-20 – Jesus is specific here. There is a staunch distinction between earthly treasures and heavenly treasures. We don’t have to save material possessions to the point a thief could easily steal them or wither away in storage. Storing up the treasures for entry into Heaven is far more important.
  • Matthew 6:21 – The Son of God tells us that our heart is where our treasure is. Jesus didn’t mean money, possessions, or any other material object. It refers to what you treasure in your heart and what matters most to you.
  • Matthew 6:24 – When we allow money to become an all-encompassing force, we lose sight of God. If we try to serve both God and money, we end up detesting one and hating the other. This isn’t sustainable. Therefore, we should have a balanced outlook with money while keeping awareness ofGod.
  • Matthew 19:24 – The implications of this teaching are profound. Jesus uses simile and metaphor to relate how it’s easier for a camel to go through a needle’s eye than for the wealthy to enter the glory of Heaven. While you do need money to pay for your necessities, you do not need to amass wealth.
  • Luke 12:15 – Jesus warns us to guard against every kind of greed and that life is more than materialism. This means not hoarding money or being pretentious about having the best of everything. This also includes being grateful for what you have, no matter how meager it may seem.

Developing a Plan of Action

Keeping these teachings in mind, it’s time to set up a solid plan of action that allows you to keep up with financial burdens.

You and your family will have what you need, save for emergencies, and align your fiscal values to God’s service. So, also have faith in your abilities while extending that love to God Almighty.

Determine Your Budget Based on Needs

Sit down with everyone in the household who is part of the financial upkeep of the family’s economy. It’s also a good idea to allow younger children to listen in on the conversation so they too can learn how to live in proper financial straits.

Determine how much you need for everything to live well and comfortably. Itemize things like utilities, monthly home or apartment payments, and groceries along with insurance, auto expenses, transportation, and education. Once you look at everything, decide if there are any corners you can cut—check out more from Dave Ramsey.

Set Some Money Aside for Savings

Calculate the total income the household can pool together and then subtract that from the budget. The difference can be what everyone puts into the savings. You can divide this between the number of people.

If you’re in a dire financial situation and need a breakthrough, there are a couple of options here.

Go through your attic, garage, and basement and see if there is anything you no longer use or need. You can setup a garage sale or sell things on places like eBay.

Give the Rest in Service to God

If you have anything leftover from your efforts, give money and items to a worthy cause that you know will help others. Consider the following suggestions if they’re feasible to your situation:

  • Buy your produce from local farmers and farmer’s markets rather than a commercial grocery store. You’ll be helping families just like you.
  • In the spirit of directly helping others, make as many purchases as you can from small mom-and-pop-shop types of businesses.
  • Donate cans of food and other perishable items to soup kitchens and homeless shelters.
  • Give away old baby clothing and children’s toys to a drive for the poor during the holidays.
  • Offer old magazines and books that are in good condition to literacy programs.
  • Don’t loan money to friends and loved ones, give it to them. While this may be difficult, especially if your budget is tight, loaning money is a sticky business. It has the potential to divert us away from the love God requires us to show our fellow man.


Although money is very important, we must be mindful of God. Jesus gave us a road map on how to specifically handle our attitudes and behaviors around it. For the chaotic and uncertain times in which we live, it’s crucial to stick to our faith and trust in Him.

Do not put your love into money and materialism. It’s more important to save treasures of Heaven than allow ourselves to succumb to the temptations of earthly comforts.

The post Money Management for the Christian Family appeared first on Eminetra.


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