Nashville-Davidson, Tennessee 2021-12-14 06:51:27 –
Along: Genstair, Nexstar Media Wire
Posted: Posted December 14, 2021 / 05:51 AM CST
Has been updated: December 14, 2021 / 05:51 AM CST
Cleveland (WJW) – The FBI warns about fraud during this holiday shopping season.
The FBI said the most common scams are non-payment of goods that the victim has never received and non-payment that the victim provides services and products but does not receive money in return.
If you suspect you are a victim of fraud, contact your bank or credit union, and local police.You can also file a complaint FBI Internet Crime Complaint Center..
The FBI provides the following tips:
- Protect all financial accounts with strong passwords or passphrases. The FBI recommends that you use different passwords for each financial account and use multi-factor authentication whenever possible.
- Buy directly from a safe and reputable website. Avoid unfamiliar sites, especially if you are offering unrealistic discounts on branded products.
- As always, if the deal looks too good to be true, it’s probably true.
- Please check the legitimacy of the buyer or seller before making a purchase. If you are using an online marketplace or auction website, check their feedback ratings. Beware of buyers and sellers who have a lot of unfavorable ratings or no ratings at all.
- Credit cards provide some layer of security against fraud and are usually the safest way to shop online.
- Skip sellers and websites that require payment by gift card only. This is the main danger signal for fraud.
- Also, be aware of sellers who insist that shoppers pay in cryptocurrencies or wire transfers. This is a quick way to receive and deposit funds in a bank with little reliance on fraudulent shoppers.
- Check your bank and credit card statements regularly, including after making an online purchase or during the weeks after your vacation.
- Never tell anyone who does not know your personal information such as your date of birth or social security number.
FBI issues warnings about holiday shopping scams Source link FBI issues warnings about holiday shopping scams
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